Open a bank account

It is a good idea to open a bank account as soon as possible. Your employer will need a bank account number so they can put your wages directly into the account.

EFTPOS - most shops accept eftpos. With an eftpos card from your bank account you can make purchases and payment/ money is taken directly (debited) from your bank account.

Your bank will ask you to choose a PIN (personal identification number) for electronic banking. Do not show your PIN to anyone. If you lose your bankcard or think someone else has your PIN contact your bank straight away on its free phone 0800 number.

Information about banks and their policies are available at the banks and on their websites. The main banks are: ASB, ANZ, BNZ, Kiwibank, National, Westpac. You can choose which bank you want to join; banks charge different fees. You will also need a personal IRD number.

See a listing of all banks.